1. Could you give a brief synopsis of your work and how it tackles the most important issues facing the modern world?
This book is not about addressing the world’s challenges, but to answer the concerns related to personal finance of the individuals, because of which they are finding the world a challenging place to thrive. Personal finance is called more personal than finance. Wherever you go through a personal challenge, many times you blame money. We think that if we had more money, we’d be happier, or that money could solve all our problems. This mindset leads us to overlook what we already have and prevents us from being grateful for our lives.
Money is a significant relationship in your life.If, like many people, you constantly blame money for your problems without giving it the respect it deserves, it will start slipping away from you. The central theme of my book is: “Money reciprocates the way you behave with it.” If you treat money well, it will give you the goodness you deserve in life.
Deep down, we all are good and aspire to be great and to seek wellness for ourselves and others. However, societal pressures and the expectations of others often lead us to compromise on our values. We start judging, competing, and feeling a sense of lack, as though something is missing—and we try to fill that void with money, and prove our worth in Money terms. But if you separate money from those situations, you’ll find that many of your answers lie elsewhere.
To increase your income, for example, you need to continually upgrade your skills and excel in your job. If you’re genuinely good, your employer or any other will reward you accordingly. Similarly, to improve personal relationships, you must invest time and communicate well. Same way, you can’t ignore Money as this will also help you lead a good life. And thus if you want it to grow then you have to treat it like a child. Put it into a process, invest for the long term, just the way you put your child in school. If you want to preserve it well, you have to take care of its health by keeping a check on financial health and not putting more in risky assets, you have to treat it like your Parents.
Money may not solve all your problems, but if you’ve treated it well, it will support you during tough times and help you celebrate the good moments.
2. What specifically prompted you to write this book? What specific expertise or background do you bring to the discussion?
I have been in the profession of personal financial management for over 20 years, and during this time, I’ve come to realize that money is more about emotions than numbers. Every financial goal is tied to a story—a good or bad experience, perhaps a childhood memory, or one’s upbringing. If you’re serious about managing your money well and ensuring it’s there when you need it, you must learn to invest with a clear head, keeping emotions aside.
But the challenge is that emotions come naturally to us. This comes from our Right Brain, and you need not do anything specific to stay away from emotional decisions. However, what you can do is to be observant of the same.
In this book, I’ve shared my learnings, experiences, and even stories from my clients to help readers understand that success lies in the process. It’s easy to assume that someone who is wealthy must be happy, but every financial profile comes with its own challenges. Our task is to focus on ourselves—being good with both money and self—to create the life we deserve.
3. Could you briefly summarize some of the most significant takeaways or discoveries that readers should expect from your book?
It’s important to start with what not to expect from this book. This isn’t a guide on “How to Get Rich Quick,” nor does it offer strategies for selecting good stocks or mutual funds. Generally Personal finance books are expected to provide this kind of information. This book is about you, your relationship with money. How can you improve this relationship, how to understand the value of this relationship, how to keep your money happy and keep it growing. The easier and more harmonious this relationship becomes, the more money will support you in your life. More money doesn’t necessarily lead to more happiness or freedom. True happiness and freedom come from within, and you don’t need money to create them. If you are content and free internally, you’ll manage your money in a way that enhances those feelings, making you even happier and freer with your finances. We all strive for Financial freedom , which means having enough income, savings, and investments to live the life you desire without relying on an active work life. Good Money management will help only the “Financial “part of the statement, Freedom comes from your behavior management. I have discussed both in this book.
4. Might you include particular case studies or actual situations from your book that illustrate the ideas you discuss?
I’ve shared several stories in the book, all drawn from personal experiences with clients or friends. One of the anecdotes I shared about my wellness trip at a yoga and naturopathy center in Lonavala. Every person around was so amazed not just with the experiences I had but that I could spend 7 days out of office with my phone switched off and with no impact on business.
Friends started questioning their own sense of independence and asked how they could achieve the kind of freedom I seemed to have. I explained that freedom is a choice. Technically, they were already free, but many people compromise that freedom by chasing wants, leading to more borrowing and the need to work harder to meet EMI payments. At that point, they are no longer working by choice, but because they need the money to pay off debts—often incurred to buy a bigger house, driven by societal or peer pressure. Now, they struggle to maintain that lifestyle. On top of that, they must save for retirement to avoid being dependent on their children after age 60. to manage all these demands, they live in constant fear of losing their income or always live in the feeling of lack that they don’t have enough income to have the kind of lifestyle they like to have.Y ou’ll have to read the book to discover more about this and other stories. 🙂
5. What unique challenges or obstacles did you encounter while writing this book? If so, how did you get beyond them?
I’ve been writing blogs since 2012 under the name goodmoneying.com, and later I founded a company with the same name, where I now work as an investment advisor and personal finance consultant for many families. The main challenge I faced in writing this book was organizing my thoughts and structuring them into a coherent narrative. Writing a 1,500-word article is very different from writing a 50,000-word book. Fortunately, my family and friends were a great support throughout this process. My wife, my office team, and my friends—many of whom are already successful authors—guided me and helped me stay focused on the core idea. They also assisted in identifying the stories I truly wanted to share with my readers.
6. What do you think readers will receive out of your writing, and how do you think it will enhance their lives?
As the title says, I just want the readers to be Good. Good with self , Good with their family, Good with work and Good with Money. The interesting part is that if they are living a healthy life, their personal and professional life is also going well, the Financial Life will automatically be happy. To gain an overall wellness , one has to work on all aspects – Emotional, Physical, Social, Spiritual and Financial. If you keep your focus on only one side the other side will be disturbed and balance will be broken.
In financial planning, we aim to put money into a structured process, aligning it with the client’s goals and risk profile, so they can focus on the other areas of life where money plays a smaller role. Some things—like relationships, time, and health—require more than just money. People who are truly serious about achieving overall wellness know this, which is why they seek professional help in managing their finances, allowing them to focus on the bigger picture.
7. How does your book stay relevant and flexible for readers over time in a world that is changing so quickly?
This book will always remain relevant because it addresses the emotional side of money management. As long as there are humans, emotions will persist. In today’s world, with constant noise and distractions, it’s difficult to stay focused on personal goals. Financial goals are just one part of life, but they play a crucial role in giving direction and helping you understand what truly matters. While times will change, the fundamental principles for leading a good life—like balancing emotions, health, relationships, and finances—will remain timeless.
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