The full form of a PAN card is Permanent Account Number. It is used to open bank accounts, pay income tax and make financial transactions, but in the recent past, fraud through it has increased rapidly.
Today in this report we will tell you how you can avoid PAN card fraud. Where can you report if this type of fraud has happened to you?
What is PAN card fraud?
PAN card is used for financial transactions. In such a situation, if this number reaches anyone, then they can take your financial information. Many times railways use PAN for ticket booking, in which case your PAN number is on the reservation chart and it is easy for hackers to get hold of your PAN. On the other hand, many times KYC, etc. is done through a third party, then due to weak security, etc. there is a risk of PAN fraud due to data leak, etc.
How to check if pan card fraud is not happening to you
The best way to know about PAN card fraud is to always check your credit score. You can easily check your credit score by visiting any good fintech app. Credit score also gives information about how many loans are running in your name and whether their installments are being paid on time or not.
When can PAN card fraud happen to you?
When applying for credit cards and loans
Illegal purchase of jewelery
While renting a vehicle or hotel room
How to report PAN card fraud?
For this, first of all, TIN has to go to the portal of NSDL.
Go to the Customer Care tab.
Go to the Complaints/Queries section.
After that choose the complaint form.
Then click on submit by filling out the complaint form and giving the details of the fraud done to you.
How to avoid pan card fraud
Avoid using PAN cards everywhere.
Submit PAN card only where required.
Enter PAN card-related information only on official websites.
Keep checking your credit score from time to time.
